Introduction

​

The Role of Stablecoins in Payments

Payments have long been constrained by fundamental restrictions that emerge from legacy rails and disjointed banking systems. Moving money globally is expensive, slow, and in many cases, off limits for people in emerging regions.

Stablecoins solve this. Stablecoin-based payments are simultaneously better, cheaper and faster when compared to existing payment rails. In addition, stablecoins are permissionless, meaning that anyone, anywhere, regardless of financial status, can use these digital dollars to move money across borders.

​

USD₮’s Role in Stablecoin Payments

USD₮ is the first and most widely adopted stablecoin. It is the foundational asset of the stablecoin economy with over 64% market share. It has been central to the growth of digital dollar usage across both retail and institutional markets.

Today, individuals and businesses in over 100 countries use USD₮ to store value, make payments, and settle cross-border transfers. This has created deep global liquidity between USD₮ and local currencies, enabling fast and accessible conversions between stablecoins and cash.

As the most liquid and widely accepted digital dollar, USD₮ anchors the stablecoin payments landscape.